There are still a few questions outstanding:

* How does the logic of a Robo Adviser determine a healthy asset allocation for an individual (only after retrieving a few answers to standard questions)?

* Does the Robo Adviser impartially select the best fitting assets for the investor in the market? Or, e.g. in the case of selecting ETFs, would it possibly show a bias towards a certain ETF provider?

Robo-advisers mark ‘seismic’ shift in wealth management (by Financial Times)