There are still a few questions outstanding:
* How does the logic of a Robo Adviser determine a healthy asset allocation for an individual (only after retrieving a few answers to standard questions)?
* Does the Robo Adviser impartially select the best fitting assets for the investor in the market? Or, e.g. in the case of selecting ETFs, would it possibly show a bias towards a certain ETF provider?
http://www.ft.com/cms/s/0/8832a6d4-5b05-11e5-a28b-50226830d644.html
Robo-advisers mark ‘seismic’ shift in wealth management (by Financial Times)
FRITZ
May 29 2016 / 2:39 am
The robos say they are better equipped to help clients deal with future volatility after the market’s recent drops. “We’ve used each of these downturns to learn what works,” Dan Egan, director of behavioral finance and investments at Betterment, said. “We tested proactively reaching out to customers, and that didn’t work. They were typically more worried about things like an upcoming presentation.”